Mortgage Blog

Mortgage Advice, Homebuying Tips & Market Updates

2024 Mortgage Market Recap:  Big Shifts, New Challenges, and What’s Next for Borrowers

2024 Mortgage Market Recap: Big Shifts, New Challenges, and What’s Next for Borrowers

                        2024 brought notable developments in the mortgage industry, influenced by advocacy efforts, economic shifts, and evolving regulations. As 2024 wraps up, these changes refl

Dec 18, 2024 |

Getting Ready for Homebuying in 2025

Getting Ready for Homebuying in 2025

              As we head into the New Year, you might be thinking about buying a new home at some point in 2025. Keep in mind, to qualify for a mortgage, your credit profile still matters. Use the tips below to strength

Dec 11, 2024 |

How Are Mortgage Interest Rates Determined?

How Are Mortgage Interest Rates Determined?

                      Understanding how mortgage interest rates are determined can help you make more informed financial decisions, especially if you're planning to refinance or buy a home soon. Here'

Dec 04, 2024 |

Understanding Sales Price vs. Appraised Value in Real Estate

Understanding Sales Price vs. Appraised Value in Real Estate

Whether you're buying or selling a home, you'll frequently hear the terms sales price and appraised value. These concepts are key to navigating the transaction process, and understanding them can make all the difference. Let’s break them down into s

Nov 19, 2024 | Purchasing a Home

Preparing for Your First Mortgage Payment: Key Details to Know

Preparing for Your First Mortgage Payment: Key Details to Know

After buying your home, it’s time to prepare for your first mortgage payment. At Tidewater Home Funding we want to help you get off to a great start owning your new home! Here’s everything you need to know about your first mortgage payment, al

Nov 12, 2024 | Purchasing a Home

Active Duty or Retired Military? VA Loans Remain a Great Option

Active Duty or Retired Military? VA Loans Remain a Great Option

          If you are active duty or retired from any of our military branches, be sure to consider a Veterans Administration (VA) loan when you’re ready to buy a house.     Why? VA loans have several perks, i

Nov 11, 2024 |

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